Premiums for Usage-Based Insurance (UBI) policies are paid monthly in arrears, meaning you pay for the previous month's coverage (e.g., pay for April in March). Each month, you are required [...]
To apply for usage-based insurance, you'll need to follow these steps and provide the following submission requirements: Complete a short application form. Provide a spreadsheet detailing independent contractor usage [...]
Occupational Accident Insurance (OAI) Occupational Accident Insurance (OAI) is a widely used insurance policy among Gig Firms, providing similar protections as workers' compensation. It includes customizable benefits such as medical [...]
We handle almost every state in the country. Please complete the application, or reach out to to learn more or start a click here to start quote [...]
The workers’ compensation requirements for household employers are unique in every state. To learn more about the requirement in your state specifically, click here.
Families that don’t have workers’ compensation insurance coverage take on significant risk if there is ever a workplace injury. This means paying out-of-pocket for the employee’s lost wages and medical [...]
Many large enterprises have the same requirements for independent contractors as they do for full scale businesses. Education can go a long way in helping them lower them to [...]
While certificate holders are allowed to access policy information, and (in most cases) are informed of any changes, only an Additional Insured endorsement makes it so that the insurance [...]
When a contractor has a claim, their insurance carrier may decide to later try to recoup the loss from other responsible parties – that means you. A waiver of [...]
An umbrella policy extends the limits of the coverages a contractor already has. If a contractor has $1M General Liability and $3M Umbrella Liability, they can only use the [...]
